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Preparation & Recovery: Before A Flood

Educate Yourself After getting flood insurance, there are several things you can do to minimize losses in your home and ensure your family's safety. 1. Safeguard your possessions. Create a personal flood file containing information about all your possessions and keep it in a secure place, such as a safe deposit box or waterproof container. This file should have: A copy of your insurance policies...

Wind and Water Protection – Preparing for a Hurricane From The Red Cross

Recent hurricane seasons have provided painful lessons in the importance of preparing for these destructive storms. Perhaps most important is the need to protect your home sooner rather than later. This will allow you to focus on more immediate needs when a hurricane approaches, including gathering supplies and heeding evacuation orders. The first step is to decide what level of protection you want and can...

Pets and Disaster Safety Checklist From The Red Cross

  Learn First Aid for Your Pets Dogs and cats are more than pets—they’re family. And just like any other family member, pets deserve to be cared for and protected. That’s why the American Red Cross has developed Dog First Aid and Cat First Aid, comprehensive guides to help keep pets healthy and safe. From basic responsibilities, like spaying/neutering and giving medications, to managing cardiac...

Power Outage Checklist From The Red Cross

  Sudden power outages can be frustrating and troublesome, especially when they last a long time. If a power outage is 2 hours or less, you need not be concerned about losing your perishable foods. For prolonged power outages, though, there are steps you can take to minimize food loss and to keep all members of your household as comfortable as possible. Energy Conservation Recommendations...

Do You Need Earthquake Insurance?

  We'd like to believe that disasters caused by earthquakes are rare. However, as we have seen with the recent natural disasters in the United States and abroad, the impact can be financially devastating if you are not prepared for the unthinkable to happen. If you were to fall victim to an earthquake, could you pay for the damages out-of-pocket? Will your homeowners insurance provide...