Category: Uncategorized

Why Choose LPL Risk Management as your Independent, Long Island Insurance Agency?

At LPL Risk Management we pride ourselves in offering the highest quality insurance products and personalized service to our customers. We are committed to maintaining the utmost level of customer service and insurance expertise. We treat each of our customers like a person, not a number. Being an Independent Insurance Agency on Long Island gives us the ability to market your insurance with multiple companies. This... Read Article

The Third Party Action Over Insurance problem for NY Contractors and Commercial Property Owners

So why are some NY Contractors General Liability policies cheap, and others ridiculously expensive? What is a Contractor or Commercial Property owner to do? Over the past 20 years, third party action over claims are on the rise and the payouts are huge. The issue generally arises when a contractor is hired for a renovation or construction project in a building and one of the... Read Article

Insurance for UBER and LYFT Drivers

A TNC is a company that connects people who need rides with drivers ready to go. Founded in 2009, Uber is the best known TNC and others such as Lyft are popping up. What you may not know is that driving for a TNC may effect your personal auto insurance coverage. Most Auto policies cover traditional forms of ride sharing such as car pools. However,... Read Article

New York Paid Family Leave or PFL

New York Paid Family Leave provides employees with the income they need to enable them to stay home and care for: * a newborn, adopted or foster care child within the first 12 months *  an ill or aging family member * children while a spouse is serving in the military Paid Family Leave will be phased in over the next four years, until 2021,... Read Article

Valuable Articles Coverage

3 ways Homeowners can cover Jewelry, Furs, Silverware, Musical Instruments, Fine Arts, Coins Stamps, Golf and camera equipment, firearms and other collectibles. A standard Homeowners policy has limitations on these items along with limits away from the premises. Coverage can be enhanced the following 3 ways. 1- Itemized Agreed Value Coverage- Available only for Jewelry with this coverage each piece is listed individually with its own... Read Article