After getting flood insurance, there are several things you can do to minimize losses in your home and ensure your family’s safety.
1. Safeguard your possessions.
Create a personal flood file containing information about all your possessions and keep it in a secure place, such as a safe deposit box or waterproof container. This file should have:
A copy of your insurance policies with your agents contact information.
A household inventory: For insurance purposes, be sure to keep a written and visual (i.e., videotaped or photographed) record of all major household items and valuables, even those stored in basements, attics or garages. Create files that include serial numbers and store receipts for major appliances and electronics. Have jewelry and artwork appraised. These documents are critically important when filing insurance claims. For more information visitwww.knowyourstuff.org.
Copies of all other critical documents, including finance records or receipts of major purchases.
2. Prepare your house.
First make sure your sump pump is working and then install a battery-operated backup, in case of a power failure. Installing a water alarm will also let you know if water is accumulating in your basement.