Insuring All of New York, New Jersey, and Connecticut
LPL Risk Management Provides car insurance, home insurance, business insurance, commercial insurance, contractors' insurance, life insurance, health insurance, and employee benefits to Ronkonkoma and All of New York
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New York Independent Insurance Agency
car insurance, home insurance, business insurance, commercial insurance, contractors' insurance, life insurance, health insurance, and employee benefits for Ronkonkoma and All of New York
Located in Ronkonkoma, New York, we have provided our residential and commercial customers with the highest quality of personal and business insurance products and personalized service since 1973.
We are committed to maintaining the upmost level of customer service and insurance expertise. We are dedicated to treating each of our customers like a person, not a policy.
LPL Risk Management works for you. Being an Independent Insurance Agency gives us the ability to market your insurance with multiple companies. This allows us to shop the very best price and coverage to meet your insurance needs. For this reason LPL has maintained customer relationships for over 25 years.
Recent News & Updates
Does Health Insurance Cover Mental Health Treatment?
Posted: August 10, 2020
As reported on HealthCare.gov, mental health and substance abuse services are covered as essential benefits under all Marketplace plans. These plans are required to provide “parity” protections between medical and surgical benefits and mental health and substance abuse benefits. What this means, generally, is that the limits cannot be more restrictive for one than the other. This parity applies to: Financial limits, such as copayments,... Read Article
Is Taking The Accelerated Death Benefit Worth It?
Posted: August 7, 2020
Accelerated death benefits are a relatively new option with life insurance policies. To qualify for these benefits, you must be terminally ill or chronically ill in some cases. For policyholders with severe health conditions, it may be worth it to take advantage of this option. How Do Accelerated Death Benefits Work? When you take accelerated death benefits, you get a portion of the benefits from... Read Article
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