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New York Independent Insurance Agency

car insurance, home insurance, business insurance, commercial insurance, contractors' insurance, life insurance, health insurance, and employee benefits for Ronkonkoma and All of New York

Located in Ronkonkoma, New York, we have provided our residential and commercial customers with the highest quality of personal and business insurance products and personalized service since 1973.

We are committed to maintaining the upmost level of customer service and insurance expertise. We are dedicated to treating each of our customers like a person, not a policy.

LPL Risk Management works for you. Being an Independent Insurance Agency gives us the ability to market your insurance with multiple companies. This allows us to shop the very best price and coverage to meet your insurance needs. For this reason LPL has maintained customer relationships for over 25 years.

Recent News & Updates

Can I Buy Health Insurance on My Own?

Posted: July 22, 2021

You may be considering buying health insurance and could use some advice. The Affordable Care Act dramatically changed the rules, eradicating the insurance company's ability to deny insurance for preexisting conditions. Much of the Act is still in place, with some changes. Yes, you can buy health insurance on your own, but you may find the process surprisingly complicated and confusing. What plan is best...

How Much Life Insurance Do I Need?

Posted: July 22, 2021

Calculating how much life insurance involves evaluating your financial circumstances, which vary widely from family to family. In essence, you want a policy that will cover income loss due to death, provide your family with the capacity to pay off all bills, and provide your family with the financial support your dependents need. A basic calculation is to purchase a policy that pays out ten...

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