Located in Ronkonkoma, New York, we have provided our residential and commercial customers with the highest quality of personal and business insurance products and personalized service since 1973.
We are committed to maintaining the upmost level of customer service and insurance expertise. We are dedicated to treating each of our customers like a person, not a policy.
LPL Risk Management works for you. Being an Independent Insurance Agency gives us the ability to market your insurance with multiple companies. This allows us to shop the very best price and coverage to meet your insurance needs. For this reason LPL has maintained customer relationships for over 25 years.
Posted: June 25, 2022
A high deductible health plan (HDHP) is a plan with a higher deductible than traditional health insurance. The premiums may be lower, but you have to meet a higher deductible (payout of pocket for more health care costs) before your coverage kicks in. An HDHP is often combined with a health savings account (HSA), which allows you to set aside pre-tax dollars to pay for...
Posted: June 22, 2022
If you don’t place a high priority on disability insurance, you are not alone. Although most people underestimate their chances of disability, the risk is higher than you might think. Approximately one-third of the population will experience a disability before 65, as reported on Kiplinger. Underestimating the odds of needing disability insurance could be a big mistake. According to TMA Insurance Trust: Approximately one in...