Long Island Auto Insurance, Homeowners Insurance, Business Insurance, Contractors Insurance, and Employee Benefits | LPL Risk Management

Located in Lake Ronkonkoma, New York, we have provided our residential and commercial customers with the highest quality of personal and business insurance products and personalized service since 1973.

We are committed to maintaining the upmost level of customer service and insurance expertise. We are dedicated to treating each of our customers like a person, not a policy.

LPL Risk Management works for you. Being an Independent Insurance Agency gives us the ability to market your insurance with multiple companies . This allows us to shop the very best price and coverage to meet your insurance needs. For this reason LPL has maintained customer relationships for over 25 years.

Why buy car insurance from an independent agent?

Posted: April 11, 2019

Why buy car insurance from an independent agent or broker? Independent agents have local offices in your community, but unlike captive agents, they don’t represent one single company. Instead they represent you, the customer, and work with many different providers to get the most competitive prices. Insurance brokers do business the same way but are often part of larger brokerage companies. Dozens of insurers sell... Read Article

The Third Party Action Over Insurance problem for NY Contractors and Commercial Property Owners

Posted: September 24, 2018

So why are some NY Contractors General Liability policies cheap, and others ridiculously expensive? What is a Contractor or Commercial Property owner to do? Over the past 20 years, third party action over claims are on the rise and the payouts are huge. The issue generally arises when a contractor is hired for a renovation or construction project in a building and one of the... Read Article