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Backyard Summer Safety Tips

Don't spoil your summer fun by neglecting these summer safety tips: The Pool The Hazard: A backyard full of young children and adults looking for some relief from the hot sun. Between the adults relaxing in pool floats and children working on their cannonball, there is room for disaster to occur. As the sun becomes stronger and the pool becomes more crowded, the potential for risk...

Grilling Safety

Americans enjoy more than three billion barbecues each year. But barbecuing can be dangerous, even deadly, if you are not careful The following tips can make your grilling experience safer: When ready to barbecue, protect yourself by wearing a heavy apron and an oven mitt that fits high up over your forearm. With gas grills, make sure the gas cylinder is always stored outside and...

Keep You and Your Family Safe Before, During, and After a Flood

There is an increased risk of flooding during spring months. During the winter months, frozen land prevents melting snow or rainfall from steeping into the ground, which can result in overflow of streams, rivers, and lakes, once the ground warms up. Add spring storms to that and there is a very good chance spring flooding will occur. Here is what to do to keep you...

Maximizing Insurance Coverage for Food Contamination Claims

The greatest financial risk facing the food industry.  Approximately 48 million people get sick, 128,000 are hospitalized, and 3,000 die of foodborne diseases each year.  When this happens, all companies in the food supply chain – from farm to wholesaler to restaurant – may unexpectedly find themselves legally liable, regardless of the ultimate source of the contamination. That is why it is important to make...

Getting Familiar With The Biggert-Waters Flood Insurance Reform Act

  Are you familiar with the Biggert-Waters Flood Insurance Reform Act? If not, you should be.  Many coastal area homeowners who have been affected by increases in property insurance should brace themselves for another large increase. The act was passed last July less than four months before Hurricane Sandy devastated coastlines in New York and New Jersey. The act is an effort by Congress to recover losses...