Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

The Third Party Action Over Insurance problem for NY Contractors and Commercial Property Owners

So why are some NY Contractors General Liability policies cheap, and others ridiculously expensive? What is a Contractor or Commercial Property owner to do? Over the past 20 years, third party action over claims are on the rise and the payouts are huge. The issue generally arises when a contractor is hired for a renovation or construction project in a building and one of the... Read Article

Insurance for UBER and LYFT Drivers

A TNC is a company that connects people who need rides with drivers ready to go. Founded in 2009, Uber is the best known TNC and others such as Lyft are popping up. What you may not know is that driving for a TNC may effect your personal auto insurance coverage. Most Auto policies cover traditional forms of ride sharing such as car pools. However,... Read Article

Are you insured while working for a Transportation Network Company (TNC) such as UBER or LYFT?

A TNC is a company that connects people who need rides with drivers ready to go. Founded in 2009, Uber is the best known TNC and others such as Lyft are popping up. What you may not know is that driving for a TNC may effect your personal auto insurance coverage. Most Auto policies cover traditional forms of ride sharing such as car pools. However,... Read Article

New York Paid Family Leave or PFL

New York Paid Family Leave provides employees with the income they need to enable them to stay home and care for: * a newborn, adopted or foster care child within the first 12 months *  an ill or aging family member * children while a spouse is serving in the military Paid Family Leave will be phased in over the next four years, until 2021,... Read Article

Do Contractors and Landlords need Action Over Coverage?

third-party-over action A type of action in which an injured employee, after collecting workers compensation benefits from the employer, sues a third party for contributing to the employee's injury. Then, because of some type of contractual relationship (Risk Transfer Agreement) between the third party and the employer, the liability is passed back to the employer by prior agreement. It is particularly important that New York Property... Read Article