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Business Use of My Personal Vehicle: Will My Insurance Work?

  There are over 240 million registered motor vehicles in the U.S., according to the Census Bureau. At a given time, as many as a third of those clutter American roadways, and it is estimated that one-fourth of those are being used in the course of work. Running errands, making deliveries, visiting customers. Even for those whose employment is not based on driving, it’s fair...

Safety Makes Your Summer Party Memorable—In the Right Way

The entertainment value in a summertime get-together can be in the camaraderie and storytelling. But don’t let your next backyard barbecue turn into a tale of woe, to be retold years from now. Summer is truly party time in America. But homeowners should be aware of the risks associated with these get-togethers. Before reviewing safety tips, let’s look at common risks for which a homeowner...

Congratulations Class of 2013: Now It’s Time to Graduate to Your Own Insurance!

It’s a rite of passage for college students to don cap and gown and march across the stage for graduation ceremonies- in fact, according to the National Center for Education Statistics (NCES) almost 1.8 million students will graduate with a bachelor’s degree in 2013. As those 1.8 million make the transition from undergraduates to careers, pursuit of advanced degrees or back into mom and dad’s basement,...

What to do Before, During and After Thunderstorms - Lightning Safety Awareness Week

June 24-30 is Lightning Safety Awareness Week. According to the National Weather Service, lightning strikes account for an average of 54 deaths per year in the United States, so when thunderstorms are in the forecast, it’s usually a sign to head indoors and if you have to put away the golf clubs for a few hours or head in off of the lake to wait...

How To Compile an Inventory of Your Important Possessions

In the event of severe damage to your home or business, having a current inventory of your possessions — including their make and model numbers — can help you get your insurance claim settled faster, verify losses for your income tax return and help you purchase the correct amount of insurance. While most people think of their home when discussing an inventory, it is important...