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Tag: Homeowners Insurance

Are You Ready For a Long, Cold, Snowy Winter? More Importantly, Is Your Home Prepared and Winter-Proofed?

Many winter-related disasters can be prevented if you take a few simple steps to protect your home from freezing temperatures, snow and wind. And autumn is the perfect time to winter-proof your home, according to the Insurance Information Institute (I.I.I.). Standard homeowners policies cover winter-related disasters such as burst pipes, ice dams and wind damage caused by weight of ice or snow, as well as...

Fall Maintenance Tips

Prepare your home for cooler days ahead. Fall foliage is beautiful, but not when it builds up in your gutters! Take these tips into account during the cool autumn months. Have your furnace cleaned and inspected annually by a qualified technician. Keep flammable materials, including all lawn and power equipment, away from water heaters and wiring in the basement. Insulate water pipes in areas exposed...

6 Things Home Insurance Won't Cover

  6 hazards home insurance doesn't cover When disaster strikes your home, home insurance is supposed to be there to help you pick up the pieces. Most of the time, it does. But the coverage does have limits, says Carole Walker, executive director of the Rocky Mountain Insurance Information Association, an industry group based in Greenwood Village, Colo. "Many people don't take the time to...

Labor Day Barbecue Idea: Don’t Get Burned on Your Insurance

While the great menu debate between hot dogs vs. hamburgers will likely rage on for years, one Labor Day barbecue idea is making sure you don’t get burned on your insurance coverage. Here are some statistics from the National Fire Protection Association over the last five years: U.S. fire departments responded to an average of 8,200 home fires involving grills, hibachis or barbecues per year, including...

Collectors Paradise: How Do You Protect Your Unique Treasures?

In 2007, the most expensive and rare baseball card in the world, a 1909 Honus Wagner tobacco card sold at auction for $2.35 million dollars.  While most collectibles don’t come close to that kind of value, collections- whether it’s baseball cards, coins, stamps or art, tend to not only have sentimental value to their owner, but often financial value as well. If you own a...