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Carriers After College. Making smart choices on your college major and minor.

You have heard it many times before. You may know it first hand as well. many college students pay thousands of dollars on their education with the idea they will land a fantastic, high paying job when they graduate. Some do just that while others struggle when they graduate. Most often it is due to flooded markets with highly qualified students all competing for a...

How to purchase the right insurance at the lowest cost

  When it comes to purchasing insurance, consumers have many choices. For most people, price is one of the most important factors when deciding what to buy and from whom. What consumers may not realize, however, are the benefits of working with an independent insurance agent. *An independent agent represents many different insurance companies and offers the consumer choices. *Since independent agents can offer more...

Why Choose LPL Risk Management as your Independent, Long Island Insurance Agency?

At LPL Risk Management we pride ourselves in offering the highest quality insurance products and personalized service to our customers. We are committed to maintaining the utmost level of customer service and insurance expertise. We treat each of our customers like a person, not a number. Being an Independent Insurance Agency on Long Island gives us the ability to market your insurance with multiple companies. This...

The Third Party Action Over Insurance problem for NY Contractors and Commercial Property Owners

So why are some NY Contractors General Liability policies cheap, and others ridiculously expensive? What is a Contractor or Commercial Property owner to do? Over the past 20 years, third party action over claims are on the rise and the payouts are huge. The issue generally arises when a contractor is hired for a renovation or construction project in a building and one of the...

Insurance for UBER and LYFT Drivers

A TNC is a company that connects people who need rides with drivers ready to go. Founded in 2009, Uber is the best known TNC and others such as Lyft are popping up. What you may not know is that driving for a TNC may effect your personal auto insurance coverage. Most Auto policies cover traditional forms of ride sharing such as car pools. However,...