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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Who Knew? 10 Unusual Things that Your Insurance Might Cover

  Brace yourself. A spacecraft crashing into your home or a volcano burning it to the ground, might just be covered by your insurance policies, according to AAA. “Whether your dog bites a visitor, or you have damage from lightning striking your car, it’s important to understand what is in your insurance policies, in case the need arises,” said Cynthia Harris, AAA Nevada spokesperson. “You...

How To Use Your Generator Safely

Storms or natural disasters can have the ability to knock your power out for an extended period of time. During an outage, portable generators can offer temporary power, but there are potential risks associated with the use of these generators. Generators can be dangerous, and can lead to illness and injury, and even death if used improperly. When using a portable generator, it is important...

Think Your Homeowners Insurance Will Cover Melting Snow? Think Again...

  If you think your homeowner's insurance policy will cover damage caused by melting snow, think again -- most problems caused by melting snow, fall outside the coverage of standard homeowner's insurance policies. Water seeping into the foundation, roof leaks caused by faulty gutters overrun with snow melt, basements flooded by snow runoff -- these are all problems that can result from melting snow, and...

Removing an Ice Dam From Your Roof

  An ice dam can form when water from melting snow re-freezes at the edge of your roofline. Without roof snow removal, the ice dam may grow large enough to prevent water from draining off the roof. The water can then back up underneath the roof shingles and make its way inside your home. Immediate steps you can take: Remove snow from your roof after...

Your Guide to Insurance Needs Following a Divorce or Separation

Whether you are married or living with a partner, the process of ending a relationship can be extremely complicated. Many aspects of your life will be affected, including your insurance needs, according to the Insurance Information Institute (I.I.I.). “When discussing the financial aspects of a divorce or a break-up, insurance considerations should be a key component in ongoing and final decisions,” said Jeanne M. Salvatore, senior vice...