Archives: 2020

How To Support Your Local Businesses During This Trying Time

With the restrictions imposed on the community to halt the spread of COVID-19, it can be challenging to come up with ways to support your local businesses. Many of the small businesses we count on for services are shuttered, with only essential services available—and even they are having a hard time! We want our local business owners to survive the COVID-19 pandemic and have a...

How To Avoid Accidents While Driving At Night

Driving on today’s congested roadways can be risky at any time of the day or night. But several factors make nighttime the most dangerous driving time of all. Factors That Contribute to the Dangers of Night Driving Driver fatigue: According to the National Safety Council (NSC), driving after 20 hours without sleep is equivalent to driving with a blood alcohol concentration (BAC) at the U.S....

Did You Know about the SBA Paycheck Protection Program?

Did You Know about the SBA Paycheck Protection Program?   Coronavirus Aid, Relief, and Economic Security Act (Cares) Keeping American Workers Paid and Employed Loans under this division are to be distributed using the existing framework of the SBA’s 7(a) program, the agency’s primary loan offering. The 7(a) program is a partnership between private financial lenders, which issue the loans, and the SBA, which guarantees them....

TROUBLE PAYING INSURANCE PREMIUMS DUE TO COVID-19? HERE'S A LITTLE HELP.

First, LPL Risk Management is fully staffed and working remotely. There are so many questions from so many people at this time. Quite frankly, as of 3/23/20 we still don't have all the information and answers. As the COVID-19 situation evolves, most insurance companies are trying to help. and we suggest the following: 1- See if your carrier has a Mobil app. 2- Set up...

Should I Invest In A Fixed Annuity?

Individuals who are semi-retired, about to retire, or already retired may choose fixed annuities to help stabilize their income from investments. Fixed annuities are insurance contacts. They offer the person who owns the annuity a set amount of income at regular intervals up to a specified point in time or a specified event, such as the annuity owner’s death. Investing in fixed annuities has both...