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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Why 39,000 Dirt Bike Riders Need Extra Protection

A dirt bike is a lightweight motorcycle with knobby tires and a tough suspension, designed to accommodate off road use and rugged terrain. If you have recently purchased a dirt bike and plan to ride it for fun, in competition, on-road, or off-road, you may be wondering whether you need to buy insurance and what kind you need. Some states require dirt bike insurance by...

Why You Shouldn't Ignore the Pre-Purchase Car Inspection

The first piece of advice anyone gives to a used car buyer is to have the vehicle thoroughly inspected by a licensed, third-party mechanic. Why, then, is this tip so often ignored? It may be because too many consumers don't know how important it is; they don't know how to go about getting an inspection done, or they simply don't realize how affordable it is...

Motorcylists: Be Prepared and Protected

  Summer is around the corner and thoughts of riding around town on a motorcycle may have crossed your mind. Whether you just bought a motorcycle or are a veteran rider, you might have a few questions about protecting your bike. What's liability insurance? Do I need Comprehensive insurance? How can I make sure my custom chrome is covered? Here are some tips that can...

5 Questions That Can Save You Money on Car Insurance

When it comes to car insurance, there are a number of ways to reduce your premium.  And in today’s tough economic times, every little bit helps. Asking the right questions can mean big savings. Can I save by shopping around? Car insurance rates can vary by hundreds of dollars between carriers, as an independent agent, LPL Risk Management can quickly and easily compare rates for you. Am I...

Spring Ahead With These Home Maintenance Tips

Spring cleaning and spring maintenance tips go hand in hand. Take a cue from the tips below and spruce up your gutters as you spruce up your rose garden. Inspect your smoke detectors, and make sure that there is one on each floor of your home. Test them monthly, and change the batteries annually or as needed. Check the light bulbs in all your fixtures...