Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Valuable Articles Coverage

3 ways Homeowners can cover Jewelry, Furs, Silverware, Musical Instruments, Fine Arts, Coins Stamps, Golf and camera equipment, firearms and other collectibles. A standard Homeowners policy has limitations on these items along with limits away from the premises. Coverage can be enhanced the following 3 ways. 1- Itemized Agreed Value Coverage- Available only for Jewelry with this coverage each piece is listed individually with its own... Read Article

Does your business need cyber liability coverage?

More often than not the answer is YES! Cyber and privacy policies cover a business' liability for a data breach in which the firm's customers' personal information, such as Social Security or credit card numbers, is exposed or stolen by a hacker or other criminal who has gained access to the firm's electronic network. The policies cover a variety of expenses associated with data breaches,... Read Article

Fidelity Bonds

Employee Dishonesty Bonds—also known as Crime Bonds—are used by business owners to guarantee money, securities, and property against loss caused by employee dishonesty such as embezzlement. While called bonds, these obligations to protect an employer from employee-dishonesty losses are really insurance policies. These insurance policies protect from losses of company monies, securities, and other property from employees who have a manifest intent to cause the company loss.... Read Article

Car Sharing, Ridesharing are not covered rides on your Personal Auto Insurance policy

If the Beach Boys were to release a 2015 rendition of their ’60s hit, "I Get Around," the lyrics might include terms like Zipcar and Car2Go, or Uber and Lyft. These are some of the latest ways people are getting around nowadays — referring to car sharing or ridesharing. While both practices have grown, so have the complexities and ramifications surrounding them. Among the latter... Read Article

Things to know about traveling in Canada

  Car Insurance in Canada   If you’re thinking of taking a trip up to Canada and you know you’ll be driving, international car insurance is probably on your mind. It’s important to know the basics when it comes to car insurance for foreign drivers in Canada. Whether you’re driving your own car or renting a vehicle in Canada, there are several factors to consider.... Read Article