Tag: Long Island Home Owners Insurance

12 Tips for Holiday Home Safety

  The holidays invite all sorts of fun activity, from lighting candles to hanging fresh greens and stringing lights. Here's how to keep your house and family safe from fire and injury. Compiled by Lexi Walters from American Baby As you're sprucing up your home this season, keep an eye out for these common holiday trip-ups, fire hazards, and other safety snafus. 1. Merry and Bright: Carefully inspect holiday light strings each year...

Majority of Renters Are Uninsured; Renters Insurance Can Provide Important Financial Protection This Hurricane Season

Although the majority of homeowners purchase insurance for their home, when it comes to renters, only 35 percent have renters insurance, according to a poll conducted for the Insurance Information Institute (I.I.I.). The number of renters is steadily increasing. According to an April 2013U.S. Census Report, the share of housing occupied by renters rose to 35.4 percent in 2013—up from 34.1 percent in 2009. And...

The Coming Storm: Review Your Insurance Policy’s Hurricane or Windstorm Deductible Before It’s Triggered

With peak hurricane season arriving, it’s time to pull out your homeowners insurance policy to check if you have a hurricane or windstorm deductible, and make sure you understand how it works in the event you have to file an insurance claim, according to the Insurance Information Institute (I.I.I.). “The time to understand how the claims process works is before you have a loss,” pointed...

What New Homeowners Need To Know...

You've been searching for the perfect house for months. Finally, you find the one. After your offer is accepted and a small mountain of paperwork is signed, it's yours. What are you going to do next? Let LPL Risk Management help you find affordable home insurance now. If you're smart, before you pack a single box, you will make sure your home insurance  has you covered for whatever...

Wind and Water Protection – Preparing for a Hurricane From The Red Cross

Recent hurricane seasons have provided painful lessons in the importance of preparing for these destructive storms. Perhaps most important is the need to protect your home sooner rather than later. This will allow you to focus on more immediate needs when a hurricane approaches, including gathering supplies and heeding evacuation orders. The first step is to decide what level of protection you want and can...