Tag: Long Island Home Owners Insurance

Umbrella Insurance Explained

Having the added protection of a liability umbrella policy is coverage no one should go without. Whether it's a serious auto accident involving pricey medical bills or an incident on your property, you can quickly find yourself responsible for damages that exceed the limits on your auto, homeowners or boat policies. Umbrella policies offer inexpensive “peace of mind” for most types of negligence claims. Automobile accidents are probably the most...

Do You Really Need That Extra Insurance On Your Rental Car?

Perhaps you are planning a warm weather family vacation? Or maybe you are taking a road trip? Regardless of why you need to rent a vehicle, there is important information regarding the optional insurance coverage that you need to know about. It is a common misconception that your collision coverage on your personal auto policy will protect you in the event of an accident with your rental...

Keep You and Your Family Safe Before, During, and After a Flood

There is an increased risk of flooding during spring months. During the winter months, frozen land prevents melting snow or rainfall from steeping into the ground, which can result in overflow of streams, rivers, and lakes, once the ground warms up. Add spring storms to that and there is a very good chance spring flooding will occur. Here is what to do to keep you...