6 Things Home Insurance Won't Cover
Posted: September 26, 2013
6 hazards home insurance doesn't cover When disaster strikes your home, home insurance is supposed to be there to help you pick up the pieces. Most of the time, it does. But the coverage does have limits, says Carole Walker, executive director of the Rocky Mountain Insurance Information Association, an industry group based in Greenwood Village, Colo. "Many people don't take the time to...
Should I buy long-term care insurance?
Posted: August 22, 2013
If you need long-term care services and have to pay to obtain them, what financial resources could you call on? Do you have enough to pay for four or more years in a nursing home, an assisted living facility, or home health care? If you’re over 65, don’t rely on Medicare or private health insurance. Medicare doesn’t pay for custodial care, and private health insurance...
Vaccines aren't just for kids. Here's why grown-ups need them, too..
Posted: July 30, 2013
Think of vaccines and you might envision teary-eyed kids at the doctor’s office or flu clinic getting a cartoon character bandage on their arm after getting a shot. But there are plenty of reasons adults should get vaccines too. The vaccines you need as an adult depend on everything from your age and lifestyle to high-risk medical conditions, travel plans, and which shots you’ve had...
Umbrella Insurance Explained
Posted: April 29, 2013
Having the added protection of a liability umbrella policy is coverage no one should go without. Whether it's a serious auto accident involving pricey medical bills or an incident on your property, you can quickly find yourself responsible for damages that exceed the limits on your auto, homeowners or boat policies. Umbrella policies offer inexpensive “peace of mind” for most types of negligence claims. Automobile accidents are probably the most...
