Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
Finding Health Insurance After Leaving the Nest at Age 26
Posted: September 25, 2021
Finding Health Insurance After Leaving the Nest at Age 26As a young adult, you can remain on your parents’ health insurance plan until you reach the age of 26. At that point, it is time to find coverage on your own. Below are some guidelines to help you navigate the process. When Coverage Stops Under Your Parent’s Health Insurance How long you have coverage under your parent’s policy after you turn 26 will depend...
Nontraditional Life Insurance Plans You Should Know About
Posted: September 22, 2021
Nontraditional Life Insurance Plans You Should Know AboutTraditional life insurance is low risk and offers guaranteed maturity returns to policyholders. Nontraditional life insurance combines investment and insurance in a single policy. These plans invest in the market and have the potential to earn higher returns because of their higher-risk nature. If you have not been able to obtain traditional life insurance, you should know about these nontraditional life insurance plans. Graded Life...
The Ins and Outs of Business Contents Insurance
Posted: September 19, 2021
The Ins and Outs of Business Contents InsuranceYour business contents are items belonging to your business that are not permanently attached to the building. They may include small items, such as laptops and mobile phones, or furniture, office equipment, raw materials, or large machinery. No matter the size or nature of your enterprise, the loss of some or all of these essential items could significantly disrupt your operations. Business contents insurance is...
A Parent’s Guide to Teen Driver Safety
Posted: September 16, 2021
A Parent’s Guide to Teen Driver SafetyLearning to drive and getting a license is an important step in the process of becoming an adult. But that does not make it any less stressful for the teen’s parents! It is nearly impossible not to worry when you are aware of teen driving accident statistics and know how susceptible that age group can be to driver distraction. If you are a parent of...
Why is it important for Contractors to have Risk Transfer Agreements with Sub-Contractors?
Posted: September 16, 2021
A New York HVAC contractor subcontracted out some duct work to a sheet metal contractor. The HVAC Contractor had insurance but also had the proper risk transfer or hold harmless agreements in place. At the job site, the employee of sheet metal contractor was trying to use a 6 foot ladder but the manager advised it was too small and he will get an 8...
