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Archives: 2020

5 Tips to reduce your insurance premium.

Whether we are talking about a business policy or a personal policy, these 5 tips will help you reduce your premium. 1- Insurance is a purchase that most of us purchase and hope we never use. Putting in multiple claims can almost certainly raise your premium.  Asses your greatest risks, set higher but affordable deductibles, self insure the small things while saving on premium. 2-...

How Is Commercial Trucking Insurance Different From Standard Commercial Auto Insurance?

Commercial auto insurance provides coverage for the cars, vans, and trucks used in conducting business. It can be purchased to cover all types of vehicles, from standard passenger cars to larger commercial vehicles such as box trucks, work vans, and service utility trucks. Different businesses require different types of commercial auto insurance. Commercial trucking insurance is a type of commercial auto insurance designed to protect...

How To Prepare Your Home For Fall

When the thermometer begins to drop and temperatures get cooler, it’s time to start thinking about getting ready for autumn. The weather can be unpredictable, and it’s best to get a head start on seasonal chores so you are not caught unprepared. The following general “to-do list” can help you prepare your home for fall. Check for drafts: Reduce your heating bills and stay warmer...

What to do if your home is in a trust?

    Insuring Your Home When It’s Owned by aTrust It’s not unusual for homeowners to place their home into a trust for various estate planning purposes. According to CNN Money, this is an estate-planning option for even average homeowners and not necessarily only the very wealthy. However, placing the home into a trust may cause some issues when it comes to your home insurance policy....

The Importance Of Stretching Before Exercise

For decades, we have been told about the importance of stretching before exercise. But how many people really understand why it is so important? In a nutshell, stretching serves as a critical link for the body between a sedentary state and physical activity. What Makes Stretching So Important? If you want to be truly fit, it is not enough to build muscle and get aerobic...