Liability Insurance is an optional coverage and can be added as an endorsement on to your Special Event Insurance Policy. It offers you protection in the case of an unfortunate incident from an event you host including an option to add liquor liability insurance.
Here are a few highlights of our wedding liability insurance:
Bodily Injury, Personal Injury and Property Damage
It can provide liability coverage for property damage, bodily injury and personal injury to third parties at the location of your ceremony, reception or rehearsal dinner. For example, if a guest slips and falls at your wedding, we can provide coverage for your liability. No Deductible
There is no deductible for either the core coverage or liability coverage. Losses are paid from the first dollar up to the applicable limit. Some other policies have extremely high deductibles. No surcharge for Additional Insured
Many event locations require you to get your own Special Event Liability Insurance. You can add them as an Additional Insured at no additional cost. Property Damage
Up to $1,000,000 liability coverage for property damage, bodily injury and personal injury to third parties. Liquor Liability (optional)
Liquor liability is an optional coverage and is only available if you have selected liability insurance; it can be added to the liability coverage you purchase for a nominal fee. Liquor liability coverage is designed to protect you and your immediate family against alcohol-related accidents. For example, if an accident is caused by an intoxicated guest at the event site, that could result in liability for you. Liquor Liability coverage is available up to the liability limit on the policy. Extended Coverage
Liability coverage is extended until 2:00am the following morning of your event.
Wedding Insurance from LPL Risk Managementcan help you on your special day. Don’t let a wedding disaster ruin your day.
Please Note: Liability Insurance is only available in the U. S. and its territories, Canada and Puerto Rico.
The information on this site is general in nature. Any description of coverage is necessarily simplified. Whether a particular loss is covered depends on the specific facts and the provisions, exclusions and limits of the actual policy. Nothing on this site alters the terms or conditions of any of our policies. You should read the policy for a complete description of coverage. Coverage options, limits, discounts and deductibles are subject to individuals meeting our underwriting criteria and state availability.