Tag: Renters Insurance

Majority of Renters Are Uninsured; Renters Insurance Can Provide Important Financial Protection This Hurricane Season

Although the majority of homeowners purchase insurance for their home, when it comes to renters, only 35 percent have renters insurance, according to a poll conducted for the Insurance Information Institute (I.I.I.). The number of renters is steadily increasing. According to an April 2013U.S. Census Report, the share of housing occupied by renters rose to 35.4 percent in 2013—up from 34.1 percent in 2009. And... Read Article

Insuring Your Student’s Home Away from Home

When students go off to college they usually take their computers, TVs, stereo equipment, most of their wardrobe, and anything else that they can cram into the car. Whether they’re taking all their worldly possessions or just enough to get by, they’ll need insurance to cover the things in their dorm room or apartment. So before they take off for college, make sure they’re covered... Read Article

Renters Insurance Checklist

If you rent a house or apartment, your landlord’s insurance will only cover the costs of repairing the building if there is a fire or other disaster. You need your own coverage, known as renters or tenants insurance in order to financially protect yourself and your belongings. Renters insurance includes three important types of financial protection: Coverage for Personal Possessions Liability Protection Additional Living Expenses... Read Article

Hot Weather Tips to Help You Keep Your Cool

If a heat wave is forecast or happening: -Avoid strenuous activity. If you must do strenuous activity, do it during the coolest part of the day, which is typically between 4:00 a.m. and 7:00 a.m. -Stay indoors as much as possible. If air conditioning is not available, stay on the lowest floor, out of the sunshine. Remember, electric fans do not cool the air, but... Read Article

How To Buy Landlord Insurance For Your Rental Property

If you are already a landlord or thinking about becoming one by purchasing a rental property in the near future, you need to purchase landlord insurance. Purchasing landlord insurance is a critical, and typically required, step in renting out your home. Whether you are renting out a house, apartment, or space inside your own home, you need to purchase landlord insurance to protect yourself and... Read Article