Tag: Property Insurance

The Peat Moss Fire Hazard

Peat moss, a common organic ingredient in potting soil and soil conditioning products, presents a fire hazard under certain conditions. Gardeners prize the ability of peat moss to hold moisture for use by plants. The presence of peat moss in planters and flower beds provides a flammable medium in many homes which may not be considered until a fire begins. With an ignition temperature of...

The Right Insurance for Apartment Building Owners

As anyone can probably guess, owning a residential rental property can be both personally and financially rewarding. But it can also be just as risky as Rock Climbing, especially if you’re new to the game. And without the right apartment building owner’s insurance, landlords can face serious financial harm if something goes wrong. Some perils are more obvious like slip and falls and water pipe...

Small Business Insurance Basics

Insurers often combine a number of insurance coverages into a package that is sold as a single contract. The most common policy for small businesses is the Business Owners Policy (BOP). The BOP combines coverage for all major property and liability insurance risks as well as many additional coverages into one package policy suitable for most small businesses. The term “BOP” specifically refers to insurance...