Does My Homeowners Insurance Cover Internal Damage?
Posted: June 18, 2019
Does My Homeowners Insurance Cover Internal Damage?When they think of homeowners insurance, many people have fires, storms, and natural disasters in mind. But what about internal damage, such as water leaks and mold? Are these problems covered? Your policy is likely to cover certain types of internal damage, but not all. Our knowledgeable agency will be happy to review your homeowners insurance policy and ensure you are covered for any eventuality....
The Peat Moss Fire Hazard
Posted: June 7, 2019
Peat moss, a common organic ingredient in potting soil and soil conditioning products, presents a fire hazard under certain conditions. Gardeners prize the ability of peat moss to hold moisture for use by plants. The presence of peat moss in planters and flower beds provides a flammable medium in many homes which may not be considered until a fire begins. With an ignition temperature of...
Protecting Your Home During Thunderstorms
Posted: May 27, 2019
Protecting Your Home During ThunderstormsHeavy thunderstorms can wreak havoc on a home. The following tips can help protect your property if you live in an area where storms frequently occur. Trim or Remove Trees Storms can snap off tree branches, which can damage your home or detached structures. Get your trees trimmed before the stormy season and cut down any trees that are unwanted. Unless you are confident you...
Will Homeowners Insurance Cover My Driveway, Shed, Or Other Structure?
Posted: May 13, 2019
Will Homeowners Insurance Cover My Driveway, Shed, Or Other Structure?Homeowners insurance is not one-size-fits all. Policies can be custom-tailored to suit individual needs. However, the majority of homeowners insurance policies include coverage for other structures on the property to help repair or replace structures that have been damaged by a covered risk. What Is Homeowners Insurance? Homeowners insurance is a policy purchased by a homeowner and consisting of coverages to replace or repair the...
Valuable Articles Coverage
Posted: January 10, 2017
3 ways Homeowners can cover Jewelry, Furs, Silverware, Musical Instruments, Fine Arts, Coins Stamps, Golf and camera equipment, firearms and other collectibles. A standard Homeowners policy has limitations on these items along with limits away from the premises. Coverage can be enhanced the following 3 ways. 1- Itemized Agreed Value Coverage- Available only for Jewelry with this coverage each piece is listed individually with its own...
