Tag: Home Insurance

How to purchase the right insurance at the lowest cost

  When it comes to purchasing insurance, consumers have many choices. For most people, price is one of the most important factors when deciding what to buy and from whom. What consumers may not realize, however, are the benefits of working with an independent insurance agent. *An independent agent represents many different insurance companies and offers the consumer choices. *Since independent agents can offer more...

The Peat Moss Fire Hazard

Peat moss, a common organic ingredient in potting soil and soil conditioning products, presents a fire hazard under certain conditions. Gardeners prize the ability of peat moss to hold moisture for use by plants. The presence of peat moss in planters and flower beds provides a flammable medium in many homes which may not be considered until a fire begins. With an ignition temperature of...

Ways to Help Prevent Home Theft

  Burglars will not find your home an "easy mark" if they are forced to work in the light, if they have to take a lot of time breaking in, or if they cannot break in without making a lot of noise. Research shows that if it takes more than four or five minutes to break into a home, the burglar will go elsewhere. Most...

April Showers, Bring May Flowers…But If It Floods, Is The Damage Covered By Your Insurance?

Just when you stopped worrying that another Polar Vortex would bring more severe cold, snow and ice, rising spring temperatures pose another risk: water damage—caused by ice dams, ice jams and flooding, according to Insurance Information Institute(I.I.I.) Water can be extraordinarily destructive. It only takes a few inches of water to cause tens of thousands of dollars in damage, pointed out the I.I.I. In fact, water...

Spring Ahead With These Home Maintenance Tips

Spring cleaning and spring maintenance tips go hand in hand. Take a cue from the tips below and spruce up your gutters as you spruce up your rose garden. Inspect your smoke detectors, and make sure that there is one on each floor of your home. Test them monthly, and change the batteries annually or as needed. Check the light bulbs in all your fixtures...