Tag: Flood Insurance

April Showers, Bring May Flowers…But If It Floods, Is The Damage Covered By Your Insurance?

Just when you stopped worrying that another Polar Vortex would bring more severe cold, snow and ice, rising spring temperatures pose another risk: water damage—caused by ice dams, ice jams and flooding, according to Insurance Information Institute(I.I.I.) Water can be extraordinarily destructive. It only takes a few inches of water to cause tens of thousands of dollars in damage, pointed out the I.I.I. In fact, water... Read Article

Think Your Homeowners Insurance Will Cover Melting Snow? Think Again...

  If you think your homeowner's insurance policy will cover damage caused by melting snow, think again -- most problems caused by melting snow, fall outside the coverage of standard homeowner's insurance policies. Water seeping into the foundation, roof leaks caused by faulty gutters overrun with snow melt, basements flooded by snow runoff -- these are all problems that can result from melting snow, and... Read Article

Preparation & Recovery: Before A Flood

Educate Yourself After getting flood insurance, there are several things you can do to minimize losses in your home and ensure your family's safety. 1. Safeguard your possessions. Create a personal flood file containing information about all your possessions and keep it in a secure place, such as a safe deposit box or waterproof container. This file should have: A copy of your insurance policies... Read Article

Wind and Water Protection – Preparing for a Hurricane From The Red Cross

Recent hurricane seasons have provided painful lessons in the importance of preparing for these destructive storms. Perhaps most important is the need to protect your home sooner rather than later. This will allow you to focus on more immediate needs when a hurricane approaches, including gathering supplies and heeding evacuation orders. The first step is to decide what level of protection you want and can... Read Article

Pets and Disaster Safety Checklist From The Red Cross

  Learn First Aid for Your Pets Dogs and cats are more than pets—they’re family. And just like any other family member, pets deserve to be cared for and protected. That’s why the American Red Cross has developed Dog First Aid and Cat First Aid, comprehensive guides to help keep pets healthy and safe. From basic responsibilities, like spaying/neutering and giving medications, to managing cardiac... Read Article