Tag: Business Insurance

TROUBLE PAYING INSURANCE PREMIUMS DUE TO COVID-19? HERE'S A LITTLE HELP.

First, LPL Risk Management is fully staffed and working remotely. There are so many questions from so many people at this time. Quite frankly, as of 3/23/20 we still don't have all the information and answers. As the COVID-19 situation evolves, most insurance companies are trying to help. and we suggest the following: 1- See if your carrier has a Mobil app. 2- Set up...

What Will My General Liability Insurance Cover?

General liability insurance is one of the most important types of insurance you can buy to protect your business. It is a broad type of coverage that provides protection against general risks. General liability coverage protects you from third-party claims made against your business, such as bodily injury and property damage. It does not cover workplace injuries sustained by your employees – those are covered...

Insuring Farm Vehicles: Do I Need Commercial Auto Insurance Or Agribusiness Insurance?

If you are in the field of agriculture, agribusiness insurance can help protect your entire business, including your farm equipment. If you have vehicles used on your farm or in your business, you will likely want to include commercial vehicle insurance in your agribusiness insurance package. Our knowledgeable agent can advise you on the insurance coverage you need and help you find the best available...

Builders Risk Insurance Vs. Contractors Insurance

If you are in the construction business, you need the right types of insurance coverage to protect yourself. You are likely to need builders risk insurance in addition to contractors insurance. Together, these two forms of coverage can protect you against certain losses. What Is Builders Risk Insurance? Builders risk insurance is designed to cover a contractor’s equipment, materials, and property related to the construction...

Can I Insure My Personal Vehicle With Commercial Auto Insurance?

If you are self-employed, you may believe your personal vehicles are covered for work use under your personal car insurance. When it comes time to file a claim, however, this could turn out to not be the case. Many business uses and vehicle types are excluded from personal policies. Our experienced agent can help you find a commercial auto insurance policy to suit your needs...