Tag: Long Island Flood Insurance

Majority of Renters Are Uninsured; Renters Insurance Can Provide Important Financial Protection This Hurricane Season

Although the majority of homeowners purchase insurance for their home, when it comes to renters, only 35 percent have renters insurance, according to a poll conducted for the Insurance Information Institute (I.I.I.). The number of renters is steadily increasing. According to an April 2013U.S. Census Report, the share of housing occupied by renters rose to 35.4 percent in 2013—up from 34.1 percent in 2009. And...

The Coming Storm: Review Your Insurance Policy’s Hurricane or Windstorm Deductible Before It’s Triggered

With peak hurricane season arriving, it’s time to pull out your homeowners insurance policy to check if you have a hurricane or windstorm deductible, and make sure you understand how it works in the event you have to file an insurance claim, according to the Insurance Information Institute (I.I.I.). “The time to understand how the claims process works is before you have a loss,” pointed...

Disaster Supply Kit

Help protect your family against potential weather disasters and emergency situations by compiling an emergency supply kit. The kit can be assembled over a five-month period on a weekly basis. Perishable items should be changed or replaced every six months. The essentials Battery-operated radio Flashlight Extra batteries Water 3 gallons/person, minimum, in a food-grade, plastic container Additional water for sanitation Food Minimum three-day supply of...

Hurricane Survival Kit

Essential Items During a hurricane, and possibly for days or even weeks afterward, electricity and other utilities might not be available. Debris and/or water might block the roads, preventing vehicles from getting in our out of your neighborhood. Help might not reach you for days after the hurricane, so you’ll need to be completely self-sufficient during that period. Here are some of the most critical...

Preparation & Recovery: Before A Flood

Educate Yourself After getting flood insurance, there are several things you can do to minimize losses in your home and ensure your family's safety. 1. Safeguard your possessions. Create a personal flood file containing information about all your possessions and keep it in a secure place, such as a safe deposit box or waterproof container. This file should have: A copy of your insurance policies...