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Tag: Insurance

Holiday Parking Lot Safety Tips

Malls and shopping centers will be jammed this holiday season. Unpredictable traffic patterns and preoccupied drivers cause thousands of parking lot mishaps that cost consumers millions of dollars each year. Parking lot safety is especially important during the holidays. Consumers should be particularly cautious about where they park because parking lots are also prime territory for thieves, pickpockets, carjackers and vandals. Surprisingly, many parking-lot mishaps...

Are You Ready For a Long, Cold, Snowy Winter? More Importantly, Is Your Home Prepared and Winter-Proofed?

Many winter-related disasters can be prevented if you take a few simple steps to protect your home from freezing temperatures, snow and wind. And autumn is the perfect time to winter-proof your home, according to the Insurance Information Institute (I.I.I.). Standard homeowners policies cover winter-related disasters such as burst pipes, ice dams and wind damage caused by weight of ice or snow, as well as...

Hot Weather Tips to Help You Keep Your Cool

If a heat wave is forecast or happening: -Avoid strenuous activity. If you must do strenuous activity, do it during the coolest part of the day, which is typically between 4:00 a.m. and 7:00 a.m. -Stay indoors as much as possible. If air conditioning is not available, stay on the lowest floor, out of the sunshine. Remember, electric fans do not cool the air, but...

Do You Need Earthquake Insurance?

  We'd like to believe that disasters caused by earthquakes are rare. However, as we have seen with the recent natural disasters in the United States and abroad, the impact can be financially devastating if you are not prepared for the unthinkable to happen. If you were to fall victim to an earthquake, could you pay for the damages out-of-pocket? Will your homeowners insurance provide...

Backyard Summer Safety Tips

Don't spoil your summer fun by neglecting these summer safety tips: The Pool The Hazard: A backyard full of young children and adults looking for some relief from the hot sun. Between the adults relaxing in pool floats and children working on their cannonball, there is room for disaster to occur. As the sun becomes stronger and the pool becomes more crowded, the potential for risk...