Tag: Insurance Tips

Irrecoverable Property Loss? The IRS Could Be Your Friend

Even though we are big fans of insurance and its valuable place in your protection planning, we also understand this basic truth: No one wants to have a claim.  Yet when that time comes, LPL Risk Management knows your homeowners policy will have a chance to prove its mettle in responding fairly and expeditiously to repair, replace or restore your valuable property assets. With proper...

What You Need to Know About Home Contractors, Remodeling & Hiring Day Laborers

Ah, summertime, and the living is easy. Perfect for sitting in the shade out back with a cold drink. You may even decide this is the perfect time to finally add that deck, enlarge the patio for cookouts, or put in that new landscaping with a couple of strategically placed trees perfect for a comfortable hammock. Let’s assume either a lack of time or expertise...

Vaccines aren't just for kids. Here's why grown-ups need them, too..

Think of vaccines and you might envision teary-eyed kids at the doctor’s office or flu clinic getting a cartoon character bandage on their arm after getting a shot. But there are plenty of reasons adults should get vaccines too. The vaccines you need as an adult depend on everything from your age and lifestyle to high-risk medical conditions, travel plans, and which shots you’ve had...

Developing a Small Business Disaster Recovery Plan.. Before You Need It

  Businesses that are forced to close down following a disaster run the risk of never being able to open their doors again. While there’s no way to lower the risk of a natural disaster like a hurricane, there are critical measures that can be taken to protect your company’s bottom line from nature’s fury. A disaster plan and adequate insurance are keys to recovery....

Renters Insurance Checklist

If you rent a house or apartment, your landlord’s insurance will only cover the costs of repairing the building if there is a fire or other disaster. You need your own coverage, known as renters or tenants insurance in order to financially protect yourself and your belongings. Renters insurance includes three important types of financial protection: Coverage for Personal Possessions Liability Protection Additional Living Expenses...