Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
Umbrella Insurance Explained
Posted: April 29, 2013
Having the added protection of a liability umbrella policy is coverage no one should go without. Whether it's a serious auto accident involving pricey medical bills or an incident on your property, you can quickly find yourself responsible for damages that exceed the limits on your auto, homeowners or boat policies. Umbrella policies offer inexpensive “peace of mind” for most types of negligence claims. Automobile accidents are probably the most...
NYSIF Safety Groups
Posted: April 29, 2013
A safety group is a loss sensitive insurance program that enables employers in the same industry to pool their insurance premiums with the goal of reducing the cost of workers' compensation insurance. It gives small and medium sized employers the opportunity to participate in the type of program that is usually reserved for much larger employers. A NYSIF safety group operates on the same principle...
Backyard Summer Safety Tips
Posted: April 29, 2013
Don't spoil your summer fun by neglecting these summer safety tips: The Pool The Hazard: A backyard full of young children and adults looking for some relief from the hot sun. Between the adults relaxing in pool floats and children working on their cannonball, there is room for disaster to occur. As the sun becomes stronger and the pool becomes more crowded, the potential for risk...
Grilling Safety
Posted: April 29, 2013
Americans enjoy more than three billion barbecues each year. But barbecuing can be dangerous, even deadly, if you are not careful The following tips can make your grilling experience safer: When ready to barbecue, protect yourself by wearing a heavy apron and an oven mitt that fits high up over your forearm. With gas grills, make sure the gas cylinder is always stored outside and...
Swimming Pool Safety And Maintenance Tips
Posted: April 29, 2013
Before your family starts splashing around in the pool, make sure you check the pool liner for rips and tears – just one of the many tips listed below. Maintain secure fencing and a locked entrance around the pool and deck area to prevent access when adequate supervision is not available. Make sure there is adequate lifesaving equipment in the pool area, including life preservers...
