Commercial Lines

Business Owners
LPL Risk Management is pleased to offer comprehensive insurance coverage designed to protect the small business owner. Whether your business is office based or retail, we offer programs to protect your hard earned assets from accidents, acts of nature or unforeseen events. We evaluate the many aspects of your individual situation to offer a tailored policy to meet your everyday business insurance needs.

Your business policy may include the following or other types of coverage to keep your operations running smoothly:

 
  • Commercial auto*
  • Building insurance
  • Business income and extra expenses
  • Business owner
  • Business property
  • Employee dishonesty
  • Garage liability
  • General liability
  • Operations and/or loss of revenue
  • Personal property of others
  • Professional liability

* We write policies for fleet auto, truckers, and mono-line auto for many classes of business including transportation, wholesalers, retailers, service industries, contractors and more.

Umbrella Policies are also available to provide additional coverage.

Workers Compensation
Workers Compensation insurance covers medical and rehabilitation costs and lost wages for employees injured at work. LPL Risk Management offers New York State Workers Compensation policies that will fit the needs of your business so you can meet your statutory obligations to workers who are injured or made ill due to a workplace exposure. Failure to carry workers’ compensation insurance or otherwise meet a state’s regulation can leave an employer exposed not only to paying benefits out of pocket, but also to paying penalties levied by the state.

Benefits of workers’ compensation policies include medical expenses, death benefits, lost wages, and vocational rehabilitation.

Whether your business is small or large, LPL has the answers for you. 

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